bergman: collins called his credit card ba, bank of america, to protest e cutting of hisredit line. >> and there's nobodthat i can speak with at is point? okay, well, thank you veryuch. theye having extremely high call volumes. they can't even take your ca ght now. so, my guess is the po little six pele in that department arbusy now. >> bergman: they're the few peopleho don't have to worry abt their jobs at bank of america. dead center here. >> bergman: e new credit card act is notoing to help small busiss owners like ben collins. their rds are excluded from the law. >> it's a great ovsight because companies likeine are the companiethat are going to be the fir line of hiring. and thmore difficult they make it for us tsurvive and thri in this economy. it's disappointing, and 's left bad taste in my mouth. >>ergman: a national survey says thamore than 50% of ericans have had similar changes to the credit cards of one kind or another this means that tens of millions of americans arnow facinguch higher monthly payments on their bills, whi especially tough in a bad economy. >> i'm hanging